Why is my credit card being declined?

  • Suspicious Activity:
    Banks sometimes decline transactions if they suspect fraudulent activity. If you think this might be the case, contact your bank to verify the transaction and remove any holds on your account.

     

  • Card Restrictions:
    Some cards have restrictions on international purchases or online transactions. Check with your bank to see if there are any restrictions on your card that might be causing the decline.
  • Insufficient Funds:
    Ensure that your card has enough available credit to cover the purchase amount. You might want to check your account balance or contact your bank for more details.

  • Daily Limit Exceeded:
    Many cards have daily spending limits. If you have reached your limit, your transaction will be declined until the next day or until you request a limit increase from your bank.
  • Incorrect Card Details:
    Double-check that you have entered the card number, expiration date, and CVV code correctly. Even a small typo can cause the transaction to fail.

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